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Student Personal Loans

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9.99% pa
Interest Rate

9.99% pa
Comparison Rate1

Apply NowMake an Appointment

For higher education students and apprentices, this loan is perfect to access funds without needing to offer security.


  • no security required
  • competitive fixed interest rate, giving you certainty of repayments
  • for any worthwhile purpose
  • no application or ongoing fees
  • minimum loan amount of $2,000
  • loan period up to 7 years
  • monthly, fortnightly or weekly repayments
  • free online redraw
  • make additional repayments

  Student Personal Loan (Unsecured) Features:
Student Personal Loan (Unsecured)
Best Interest Rate
Fixed interest rate9.99% pa
Comparison rate9.99% pa
Fees
Establishment fee$0 
Annual fee$0 
Monthly fee$0 
Early break fee$20 
Features
Minimum amount$2000 
Maximum term (years)7 
Redraw facilityYes 
Loan repayment insuranceNo 
Additional repayments acceptedYes 
Additional repayments fee$0 
Periodic paymentsYes 
ATM/EFTPOS accessNo 
Branch accessYes 

 

6.79% pa
Interest Rate

6.79% pa
Comparison Rate1

Apply NowMake an Appointment

For higher education students and apprentices, this loan has a competitive interest rate for those students who can offer security.


  • secured* by a registered motor vehicle, term deposit or residential mortgage
  • for the purchase of a new or used car, or refinance an existing one
  • competitive fixed interest rate, giving you certainty of repayments
  • no application or ongoing fees
  • minimum loan amount of $2,000
  • loan period up to 7 years
  • monthly, fortnightly or weekly repayments
  • free online redraw
  • make additional repayments

  Student Personal Loan (Secured) Features:
Student Personal Loan (Secured)
Best Interest Rate
Fixed interest rate6.79% pa
Comparison rate6.79% pa
Fees
Establishment fee$0 
Annual fee$0 
Monthly fee$0 
Early break fee$20 
Features
Minimum amount$2000 
Maximum term (years)7 
Redraw facilityYes 
Loan repayment insuranceNo 
Additional repayments acceptedYes 
Additional repayments fee$0 
Periodic paymentsYes 
ATM/EFTPOS accessNo 
Branch accessYes 

 


 

 

Discounts on everyday banking

Those who borrow with us save more on everyday banking fees.

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How much can I borrow?

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Credit Card

Our low rate, low fee credit card with interest free period provides access to extra funds should you need it.

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Things you should know:

*The registered motor vehicle could be a car, motor bike, motor home or truck, or caravan for instance. The SERVICE ONE Alliance Bank term deposit should be equal to or more than the total loan.

Terms and conditions apply and fees and charges are payable. Lending criteria apply. Full details available on application. Some loan services require a separate application and are subject to assessment. Proof of part-time or full-time study or apprenticeship required on application.

1Comparison rate calculated on a secured loan amount of $30,000 over a term of 5 years based on monthly repayments.

WARNING: Comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.