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Variable Rate Personal Loan

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9.99% pa
Interest Rate

10.54% pa1
Comparison Rate

Apply NowMake an Appointment

A variable rate, unsecured personal loan option with complete flexibility.


  • no security required
  • for any worthwhile purpose and can be used to refinance high interest personal debt
  • borrow up to $50,000
  • loan period up to 7 years
  • monthly, fortnightly or weekly repayments
  • redraw facility
  • make variable and lump sum repayments^

  Variable Rate Personal Loan (Unsecured) Features:
Variable Rate Personal Loan (Unsecured)
Best Interest Rate
Variable interest rate9.99% pa
Comparison rate10.54% pa1
Fees
Establishment fee$150 
Annual fee$0 
Monthly fee$5 
Features
Maximum Amount$50,000
Maximum term (years)7 
Redraw facilityYes 
Loan repayment insuranceNo 
Additional repayments acceptedYes 
Additional repayments fee$0 
Periodic paymentsYes 
ATM/EFTPOS accessNo 
Branch accessYes 

 

9.99% pa
Interest Rate

10.54% pa1
Comparison Rate

Apply NowMake an Appointment

A variable rate, secured personal loan option with complete flexibility.


  • secured* by a registered motor vehicle, term deposit or residential mortgage
  • a wide range of uses, from a holiday, to covering wedding expenses, home renovations and more
  • borrow up to $75,000
  • loan period up to 7 years
  • monthly, fortnightly or weekly repayments
  • redraw facility
  • make variable and lump sum repayments^

  Variable Rate Personal Loan (Secured) Features:
Variable Rate Personal Loan (Secured)
Best Interest Rate
Variable interest rate9.99% pa
Comparison rate10.54% pa1
Fees
Establishment fee$150 
Annual fee$0 
Monthly fee$5 
Features
Maximum Amount$75000
Maximum term (years)7 
Redraw facilityYes 
Loan repayment insuranceNo 
Additional repayments acceptedYes 
Additional repayments fee$0 
Periodic paymentsYes 
ATM/EFTPOS accessNo 
Branch accessYes 

 


 


 

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  Related information:

 

Things you should know:

*The registered motor vehicle could be a car, motor bike, motor home or truck, or caravan for instance. The SERVICE ONE Alliance Bank term deposit should be equal to or more than the total loan.

Terms and conditions apply and fees and charges are payable. Lending criteria apply. Full details available on application. Some loan services require a separate application and are subject to assessment.

WARNING: Comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

1 Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments.