My Credit Union

No Worries home loan


  • a low variable rate of 2.99% p.a (3.12%* p.a. comparison rate)

  • free online redraw

  • unlimited additional repayments

  • low monthly service fee of $8

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  • for owner occupied loans with principal and interest repayments
  • Loan to Value ratio of 80% or less

A no surprises, no nasties home loan… no worries!


Loan features and options

Our loans are feature rich and can be used for a range of borrowing purposes.

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By choosing SERVICE ONE for your lending needs, you're helping us Do Good.

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Home loan repayments calculator

Work out how much your home loan repayments might be.


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Terms and conditions apply and fees and charges are payable. Lending criteria apply. Full details available on application. Some services require a separate application and are subject to assessment.

*Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

Offer valid from 31 March 2020 and can be withdrawn at anytime without notice. Loan to Value Ratio to be 80% or less. No further discounts will be applied to this offer and this rate cannot be used in conjunction with any other offer.