12.24% pa
Purchase Interest Rate 

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The Visa credit card is a no frills card with a low interest rate and low annual fee, with up to 55 days interest free.

• a low ongoing rate for both purchases and cash advances
• an introductory rate of 8% p.a. for 8 months
• up to 55 days interest free
• low annual fee
• keep transaction fees to a minimum
• payWave/contactless functionality
• added security with Verified by Visa
• monitor transactions and balances with the App

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The Visa Debit Card is attached to a transaction account, allowing you to transact across Australia and internationally as well as online, and because you're using your own funds there are no interest charges.

• worldwide ATM and EFTPOS access
• ability to shop online
• telephone and Internet access
• keep transaction fees to a minimum by selecting the credit option at the point of purchase
• payWave/contactless functionality