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Home / Home loan offer

Home loan offer

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  • a highly competitive 3.92% p.a* comparison rate (variable)

  • no monthly loan service fees

  • free 100% offset and online redraw

  • loan to be taken with at least one related product to be eligible for rate^

  • family assist option for parents or guardians to help children get into the housing market

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  • for owner occupied loans with principal and interest repayments
  • at least $150,000 in new money required
  • Loan to Value ratio of 80% or less
  • related product to be a credit card, whole-of-pay deposited into SERVICE ONE Alliance Bank account or home and contents policy purchased through us (existing products are eligible)

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Terms and conditions apply and fees and charges are payable. Lending criteria apply. Full details available on application. Some services require a separate application and are subject to assessment.

*Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. All comparison rates are calculated with a nil offset balance.

Offer valid from 20 February 2019 and can be withdrawn at anytime without notice. At least $150,000 in new money is required to be eligible. Loan to Value Ratio to be 80% or less. No further discounts will be applied to this offer and this rate cannot be used in conjunction with any other offer.

^Related products include a SERVICE ONE Alliance Bank Visa Credit Card, whole-of-pay deposited into an account with us or a home and contents policy purchased through us (home contents is fine if building cover is provided through strata title or body corporate). Existing products can be used for eligibility. Failure to maintain a related product will see the home loan revert to the published standard variable rate.

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