The majority of SERVICE ONE Alliance Bank home loans can be used for construction purposes.
Find out moreBuying a Home
Your relationship with a home lender can last for years. That's why, when it comes to buying your very own home, you should deal with a lender you can trust.
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Owner Occupied Home Loans
With variable and fixed rates, the ability to split between the two, an equity loan option and standard features like offset and redraw across the majority of loan options, there’s a SERVICE ONE Alliance Bank Home Loan to suit you.
2.84% pa
3.09% pa1 |
A flexible home loan with all the extras.
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4.29% pa4 Interest Rate (1 year fixed rate)
3.40% pa |
Feature-rich fixed rate options giving you certainty of your repayment amount.5
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Complete Fixed Rate Product Features: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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4.70% pa |
HomePlus can be used as a multi-purpose account, with flexibility and multiple access options.
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Home Plus Line of Credit Features: | ||||||||||||||||||||||||||||||||||
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After quite specific needs?
Building your dream home?
Trouble selling your existing home?
A Bridging Loan can help you bridge the gap between your new home finance and what you hope to sell your existing home for.
Find out moreAttending auctions?
Bid with confidence as we can provide you with a conditional pre-approval valid for up to three months.
Find out moreUnable to borrow on your own?
Our family assist/guarantor option allows a member of your immediate family to guarantee your loan to help you get into the housing market sooner.
Find out moreBuying your first home?
If you’re eligible, we can assist you with the application for the First Home Buyers Grant.
Find out moreHouse deposit money tied up?
You may be eligible for a short-term deposit guarantee that can be used as a substitute for the cash deposit on a residential property purchase.
Find out moreHome Loan Calculators
How much can I borrow?
Use your income and expenses to estimate how much you may be able to borrow.
CalculateHome loan repayments calculator
Work out how much your home loan repayments might be.
CalculateHome loan comparison calculator
Compare two home loan options to see what might be best for you and your needs.
CalculateRelated information: |
Things you should know:
*May vary depending on property zoning, valuation and loan purpose. Lender’s Mortgage Insurance costs are capitalised on top of loan amount.
Terms and conditions apply and fees and charges are payable. Lending criteria apply. Full details available on application. Some loan services require a separate application and are subject to assessment.
1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a higher comparison rate. All comparison rates are calculated with a nil offset balance. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal in term to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance and so you may pay more interest over the life of the loan. For fixed rates, the comparison rate assumes a variable rate with LVR between 60.01-80% will apply at the end of the fixed period.
2 Free through Internet banking.
3 Refer to the Loan Offset Facility Request/Variation form for terms and conditions - available upon request or application.
4 Reverts to LVR variable tier that applies at time of funding.
5 Terms and conditions apply and fees and charges are payable. Lending criteria apply. Full details available on application.
6 Fixed rate reverts to our Standard Variable Home Loan rate after 12 months.
7 Early Repayment Fee payable when a loan is repaid by 20% or more during the fixed rate period.
8 Break Cost will be charged for an early termination of a fixed rate loan or the early repayment of that loan. For further details refer to the Schedule of Fees and Charges.
Assistance Beyond Crisis (ABC)
ABC offers interest free loans for people who have experienced and left a domestic violence situation.