Our family assist/guarantor option allows a member of your immediate family to guarantee your loan to help you get into the housing market sooner.
Find out moreBuying an Investment Property
Your relationship with a home lender can last for years. That's why when it comes to finance for your investment property, you should deal with a lender you can trust.
Make an Appointment
Investment Home Loans
With variable and fixed rates, the ability to split between the two, an equity loan option and standard features like offset and redraw across the majority of loan options, there’s a SERVICE ONE Alliance Bank Home Loan to help you purchase your investment property.
|
3.53% pa
3.66% pa1 |
A flexible home loan with all the extras.
|
| Standard Variable Rate Product Features: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
2.74% pa4
3.64% pa1 |
Feature-rich fixed rate options giving you certainty of your repayment amount.
|
| Fixed Rate Product Features: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
5.50% pa |
HomePlus can be used as a multi-purpose account, with flexibility and multiple access options.
|
| HomePlus Equity Features: | ||||||||||||||||||||||||||||||||||
|
||||||||||||||||||||||||||||||||||
After quite specific needs?
Unable to borrow on your own?
After an interest only option?
An interest only option may be beneficial if you’re investing in property or renovating and lowers your repayment amount.
Find out moreAttending auctions?
Bid with confidence as we can provide you with a conditional pre-approval valid for up to three months.
Find out moreHome Loan Calculators
How much can I borrow?
Use your income and expenses to estimate how much you may be able to borrow for your home loan.
CalculateHome loan repayments calculator
Work out how much your home loan repayments might be.
CalculateHome loan comparison calculator
Compare two home loan options to see what might be best for you and your needs.
Calculate| Related information: |
Things you should know:
*May vary depending on property zoning, valuation and loan purpose. Lender’s Mortgage Insurance costs are capitalised on top of loan amount.
Terms and conditions apply and fees and charges are payable. Lending criteria apply. Full details available on application. Some loan services require a separate application and are subject to assessment.
1 Comparison rate calculated on a secured loan amount of $150,000 over a term of 25 years based on monthly repayments. Calculated using the $50,000 - $249,999 standard variable tier. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. All comparison rates are calculated with a nil offset balance. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal in term to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance and so you may pay more interest over the life of the loan.
2 Free through Internet banking.
3 Refer to the Loan Offset Facility Request/Variation form for terms and conditions - available upon request or application.
4 Reverts to standard variable rate tier that applies to the loan amount at funding.
5 Early Repayment Fee payable when a loan is repaid by 50% or more before the term of the contract ends.
6 Economic Cost will be charged for an early termination of a fixed rate loan or the early repayment of that loan. For further details refer to the Schedule of Fees and Charges.
Meet with a mobile banker
Our mobile bankers can come to you or chat with you over video call.
2020 Do Good Awards
The Alliance Bank Do Good Awards are all about acknowledging those doing good in our community.
Assistance Beyond Crisis (ABC)
ABC offers interest free loans for people who have experienced and left a domestic violence situation.
Are you experiencing financial difficulty? Get financial assistance