Target Market Determinations

Delivering better customer outcomes

We are required to make Target Market Determinations available under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act (Cth) 2019.

This is to ensure that the right products end up in the hands of the right member by focusing on our members in the design and distribution of our financial products.

Please note a TMD is not intended to provide financial advice. When making a decision about a product always make sure you refer to the Terms and Conditions and any supplementary document(s). These will outline the relevant terms and conditions being provided under that product.

Following are links to Target Market Determinations for financial products distributed by SERVICE ONE Alliance Bank

• Credit Card
• Money Management
• Term Deposit
• Everyday Business Account
• Home Equity loan
• Owner Occupied Home Loan Interest Only – fixed rate
• Owner Occupied Home Loan Interest Only – variable rate
• Owner Occupied Home Loan Principal and Interest – fixed rate
• Owner Occupied Home Loan Principal and Interest - variable rate
• Residential Investment Home Loan Interest Only – fixed rate
• Residential Investment Home Loan Interest Only – variable rate
• Residential Investment Home Loan Principal and Interest – fixed rate
• Residential Investment Home Loan Principal and Interest - variable rate
• Secured Personal Loan – fixed rate
• Unsecured Personal loan – variable rate
• Secured Green personal Loan – fixed rate
• Unsecured Green Personal Loan – fixed rate
• Christmas Club Account
• Student Account (FreeSTYLE)
• Day to Day Account
• Concession Account